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Everyy
Coming to WhatsApp19 African countries

Your money. Your business. Your life.
One WhatsApp chat.

Everyy is the super app that lives inside WhatsApp. Message it like a friend to send money, get paid in dollars, run your business, see a doctor or book a flight. No app to download.

See what Everyy can do

Local and Dollar accounts via licensed partners · Only you authorize your money

  1. You: How much did I spend this week?
  2. Everyy: You spent **₦183,400** this week. Food and transport were your biggest categories. Total ₦183,400. Food ₦64,200, Transport ₦48,900, Data & airtime ₦21,300, Everything else ₦49,000.
  3. You: Photo of white sneakers. Post these shoes for 45k.
  4. Everyy: Done. I've edited the photo and written the caption. Ready to post? White court sneakers, ₦45,000. Clean white court sneakers, sizes 40–45. Lagos delivery available. Send a message to order 👟
  5. You: Send Mum 20k.
  6. Everyy: ₦20,000 to **IFEOMA OKAFOR** ••••2841. Confirm? Transfer. Amount: ₦20,000, To: IFEOMA OKAFOR, Bank: GTBank ••••2841. Options: Confirm or Cancel.
  7. You: Send my dollar account to David.
  8. Everyy: Here are your Dollar account details. Share them with David? Everyy Dollar account. Account name: Adaeze Nwosu, Account number: 8834 5510 21, Routing number: 026073150, Account type: Checking. Provided by a licensed US partner bank.
  9. You: I have a headache and fever.
  10. Everyy: Sorry to hear that. Dr. Amaka Obi (GP) can see you by video in about 5 minutes, ₦2,500. Want me to book it?
  11. You: Book me a flight to Nairobi on Friday morning.
  12. Everyy: Cheapest direct is Kenya Airways 08:20, ₦412,000 from your Naira account. Book it?
Inside WhatsAppNo app to download
  • Send ₦20,000 to Mum
  • Everyy abeg send Mama 20k
  • Buy me ₦10,000 data
  • How much did I spend this week?
  • Convert $300 to naira
  • Remind me to pay rent Friday
  • Pay my electricity bill
  • I have a headache and fever
  • Book a doctor for Mum
  • Everyy, split the bill four ways
  • Book me a flight to Nairobi on Friday
  • Buy a $25 PlayStation gift card
  • I need an eSIM for Ghana
  • Send my dollar account to David
  • Create a virtual dollar card for Netflix
  • Freeze my card
  • Send 20k to my brother in Accra
  • Send my dollar account to my son in Manchester
  • Post these shoes for ₦45,000
  • Post this video to Instagram and TikTok
  • How are my socials doing this week?
  • Who owes my business money?
  • How much did the business make this month?
  • Send an invoice to Blessing
  • Add these to my catalogue
  • Envoie 50 000 à Kofi
  • Show my business dollar balance
  • What was this payment?
  • Pay my supplier in Nairobi
  • Pay the whole team from this screenshot

The tour

Everything Everyy does, in one place.

Sit back for a minute, or tap through. Every conversation below is how it actually works.

  1. You: Send Mum 20k.
  2. Everyy: ₦20,000 to **IFEOMA OKAFOR** ••••2841. Confirm? Transfer. Amount: ₦20,000, To: IFEOMA OKAFOR, Bank: GTBank ••••2841. Options: Confirm or Cancel.
  3. You: Confirm.
  4. Everyy: Enter your PIN.
  5. You: ••••
  6. Everyy: Sent. ₦20,000. To: IFEOMA OKAFOR, Ref: EV-48213.

Send and pay

Transfers, bills, airtime. Name check first, your PIN last.

  • Name shown before you send
  • PIN on every payment
  • Receipt in the chat
More about this

The super app, without the app

Other apps give you a grid of buttons. Everyy asks one question.

The usual super app packs dozens of buttons into one screen. Everyy asks what you want to do, and you type it or say it.

Every other app

Home
Transfers
Bills
Cards
Shop
Flights
Invoices
Doctor
Gift cards
FX

Ten buttons on the first screen. Then a menu behind each one.

Everyy

I need data.

One question. Type it or say it. Everyy figures out which service you need.

Africa's super app isn't an app. It's a conversation.

Your accounts

A local account and a Dollar account, from day one.

Everyy opens both when you join: Naira in Nigeria, Cedi in Ghana, Shilling in Kenya, and so on across 19 countries. Receive from anyone, anywhere, and share your details in one message. Your business gets its own local and Dollar accounts too.

  • Receive salary, transfers and customer payments in your local currency
  • Get paid in dollars by clients and family abroad
  • Convert between them when you want, rate shown first
  • Provided and safeguarded by licensed partners
Personal accountsBusiness accounts

Everyy Naira

₦420,000

Everyy

9012 3456 78

Adaeze Nwosu₦

Local account · via licensed partner

Everyy Dollar

$830

Everyy

8834 5510 21

Adaeze Nwosu$

US account · via licensed partner

  1. You: Send my naira account to Kemi.
  2. Everyy: Here you go. Share with Kemi? Everyy Naira account. Account name: Adaeze Nwosu, Account number: 9012 3456 78, Bank: Everyy (partner bank). Provided by a licensed partner bank.
  3. You: Yes. And what's my dollar balance?
  4. Everyy: Shared with Kemi ✅ Personal: $830, ₦420,000.

Everyy Personal

Everyday money, handled like a message.

Tell Everyy what you need. It finds the right service, shows you exactly what will happen, and waits for your go-ahead.

  • Send money

    To bank accounts, Everyy users, wallets and mobile money, across 19 African countries.

  • Pay bills

    Electricity, airtime, data, internet, TV.

  • Convert currency

    Rate, fee and what you'll get, before you confirm.

  • Understand your spending

    Categories, recurring costs, unusual spending, cash flow.

  • Reminders

    Rent on the 28th. School fees next Friday.

  • Everyy Card

    A virtual Dollar card for the internet, a physical Naira card for everyday.

  • SavingsSoon

    Put money aside on autopilot, through regulated partners.

Explore Everyy Personal
  1. You: Buy me ₦10,000 data.
  2. Everyy: ₦10,000 MTN data for 0803 ••• 4471. That's the 15GB, 30-day plan. Confirm?
  3. You: Yes.
  4. Everyy: Data purchased. ₦10,000. Plan: MTN 15GB · 30 days, Number: 0803 ••• 4471, Ref: EV-50218.
  1. You: Remind me to pay rent on the 28th.
  2. Everyy: Done. I'll remind you on Sat 28 Sep at 9:00am. Want me to have the ₦850,000 transfer to Mr Bello ready when I do?
  3. You: Yes please.
  1. You: What did I spend the most on this month?
  2. Everyy: Rent, then food. You also have **3 subscriptions** renewing next week. Total ₦486,000. Rent ₦212,500, Food ₦118,000, Transport ₦71,400, Family support ₦50,000.

Everyy Dollar

Get paid in dollars. Spend locally. Convert when you want.

Share your Dollar account with a client abroad. When they pay, you'll see it in the chat, and you decide when to convert, with the rate and fee shown first.

  • Freelancers and remote workers

    Invoice abroad, get paid to your own Dollar account.

  • Businesses selling internationally

    A Business Dollar account for customers overseas.

  • Family abroad

    Support arrives in dollars, converts when you choose.

Explore Everyy Dollar
  1. Everyy: **$2,000 received** from Acme Inc. Payment received. $2,000. From: Acme Inc., Dollar balance: $3,840.
  2. You: Convert $500 to naira.
  3. Everyy: Here's today's rate. It's held for 90 seconds. $500 to Naira. Rate ₦1,585 per $1, fee $2.50, you get ₦788,537. Options: Confirm or Cancel.

Everyy Card

Spend it anywhere. Manage it in chat.

A virtual Dollar card for the internet and a physical Naira card for everyday life, both linked to your Everyy accounts and both controlled from the same conversation.

  • Virtual Dollar card

    Netflix, Spotify, Apple, ads, online shopping. Paid from your Dollar account, no conversion surprise.

  • Physical Naira card

    POS and ATM, linked to your Everyy Naira account.

  • Controls from chat

    Limits, freeze and unfreeze, single-use cards, one message each.

  • Tracked automatically

    Every card payment lands in your spending insights and receipts.

Cards are issued through licensed partners. Availability varies by market.

Everyy Naira Card

Physical
Everyy

•••• •••• •••• 4471

Adaeze NwosuExp09/29

Everyy Dollar Card

Virtual
Everyy

•••• •••• •••• 8841

Adaeze NwosuExp09/29
  1. You: Create a virtual dollar card for Netflix, $20 limit.
  2. Everyy: Here's the card I'll create: New virtual card. Name: Netflix, Funded from: Everyy Dollar, Limit: $20 per month. Options: Create card or Cancel.
  3. You: Create card.
  4. Everyy: Done ✅ Everyy Dollar Card •••• 8841 is ready to use on Netflix. I'll message you for every charge.
  5. You: Freeze my naira card.
  6. Everyy: Frozen. Your Naira card •••• 4471 won't work until you say unfreeze.

Everyy Business

The whole sale, from post to books, in one chat.

Send a photo or video and Everyy edits it, captions it and posts it to Instagram, TikTok and Facebook. A customer asks a question, orders and pays. Everyy captures it all and keeps your books current. That full loop is what makes Everyy Business different.

Explore Everyy Business
  1. 1

    You post

    Send a photo or video and a price. Everyy edits it, writes the caption and posts to Instagram, TikTok and Facebook.

    1. You: Photo of white sneakers. Post this for 45k.
    2. Everyy: Edited and captioned. Ready to post? White court sneakers, ₦45,000. Clean white court sneakers, sizes 40–45. Lagos delivery available 👟
  2. 2

    A customer asks

    Everyy answers from your catalogue, in your voice.

    1. You: Do you have this in black?
    2. Everyy: Yes! Black is in stock in sizes 40–44 at ₦45,000. Want me to reserve one for you?
  3. 3

    They order

    Everyy captures the order and shares your Business Naira account for payment.

    1. You: Size 42, black. Deliver to Yaba.
    2. Everyy: Order #1042 created: black court sneakers, size 42. ₦45,000 + ₦1,500 delivery. Pay to Amina Fashion · 9012 3456 78.
  4. 4

    They pay, Everyy matches it

    No screenshots, no chasing. The payment lands and is matched to the order.

    1. Everyy: Order #1042 is paid. Payment received. ₦46,500. From: Tunde A., Matched to: Order #1042.
    2. You: Mark it for delivery.
  5. 5

    Your books update

    Revenue, delivery fees and stock are recorded without you lifting a finger.

    1. Everyy: Recorded: revenue ₦45,000, delivery ₦1,500. Stock: black court sneakers size 42, 3 left.
  6. 6

    You ask

    Sales, best sellers, who still owes you. Just ask.

    1. You: How much did I make today?
    2. Everyy: Today: ₦312,500 from 8 orders. Best seller: white court sneakers (4). ₦58,000 is still owed by 2 customers.

Social media

Post everywhere from one chat.

Send a photo or a video the way you'd send it to a friend. Everyy tidies it up, writes the caption and hashtags in your voice, and posts it to Instagram, TikTok and Facebook once you say go. Then ask it how your accounts are doing.

  • Photos and videos

    Send it raw. No editing app needed.

  • Edited and captioned

    Cropped, brightened, price and logo added, cover frame picked, caption written.

  • Posted for you

    Instagram, TikTok and Facebook, all at once, with your approval.

  • Know your numbers

    Followers, reach, best posts, best time to post. Just ask.

Explore Everyy Business
  1. You: Video of white sneakers. Post this to Instagram and TikTok. ₦45,000.
  2. Everyy: Edited and ready: cropped to 9:16, brightened, price tag and your logo added, cover frame at 0:03. Caption: White court sneakers, ₦45,000. New drop 👟 White court sneakers, sizes 40–45. Same-day delivery in Lagos. Send us a message to order. #LagosSneakers #AminaFashion
  3. You: Post it.
  4. Everyy: Posted to Instagram and TikTok ✅ I'll tell you when it starts picking up.
  5. You: How are my socials doing this week?
  6. Everyy: Good week. The sneakers reel did most of it. This week · Instagram + TikTok. Followers 12,480 (+312), Reach 58,200 (+41%), Best post Sneakers reel, Best time to post Thu 7pm.

One Everyy. Different contexts.

Your personal money and your business, understood together.

Many entrepreneurs don't keep a neat line between their own money and the business. Everyy understands both in one chat, while keeping the accounts and records properly separate.

Personal

₦420,000

$830

Amina Fashion

₦2,850,000

$4,200

  1. You: What's my money looking like?
  2. Everyy: Personal: ₦420,000, $830. Amina Fashion: ₦2,850,000, $4,200.
  3. You: How much did the business make this month?
  4. Everyy: Amina Fashion made ₦4,120,000 this month, up 18% on August.
  5. You: And how much did I personally spend?
  6. Everyy: You personally spent ₦486,000. Rent was the biggest item.

Travel & digital

Flights, eSIMs and gift cards. Same chat.

The things you'd normally open three apps for. Say what you need, Everyy finds it, shows the price, and pays from whichever account you choose.

Flights

Say where and when. Everyy compares fares, books the one you pick, and sends the e-ticket to the chat.

  1. You: Book me a flight Lagos to Nairobi next Friday, morning.
  2. Everyy: Cheapest morning option, one stop in Addis skipped for a direct: Lagos → Nairobi · Fri 12 Sep. Flight: Kenya Airways KQ533, Departs: 08:20 · LOS, Arrives: 14:05 · NBO, Fare: ₦412,000 · Economy. Options: Book this flight or See more flights.
  3. You: Book this flight.
  4. Everyy: Booked ✅ Your e-ticket is here and in your email. I'll message you about check-in on Thursday.
  • Local and international routes
  • Paid in naira or dollars
  • Check-in reminders in the chat

eSIMs

Data for the country you're flying to, bought before you leave and live the moment you land.

  1. You: I'll need data in Kenya. Sort me an eSIM.
  2. Everyy: Kenya eSIM · 5GB · 30 days. Network: Safaricom (partner), Price: $8.50 · Everyy Dollar, Activates: When you land. Options: Buy eSIM or Other plans.
  3. You: Buy eSIM.
  4. Everyy: Done ✅ Tap the install link below once. It switches on when you land in Nairobi. Want a reminder to turn off roaming?
  • Plans for 190+ destinations
  • Install with one tap
  • No roaming surprises

Gift cards

PlayStation, Netflix, Apple, Amazon and more, paid from your Dollar or local account, code delivered in the chat.

  1. You: Buy a $25 PlayStation gift card.
  2. Everyy: $25 PlayStation Store (US) is $25.00 from your Dollar account. Confirm?
  3. You: Confirm.
  4. Everyy: Here's your code. It's also saved in your receipts. Gift card ready. $25.00. Brand: PlayStation Store (US), Code: XXXX-XXXX-XXXX-7Q2P, Redeem at: store.playstation.com.
  • Only brands Everyy has enabled
  • Code arrives in seconds
  • Saved in your receipts

Gift cards you can buy

  • PlayStation
  • Xbox
  • Steam
  • Netflix
  • Spotify
  • Apple
  • Google Play
  • Amazon
  • eBay
  • SHEIN
  • Uber
  • Roblox
  • More as we enable them

Available brands are the ones Everyy has enabled in your country. If a brand isn't on the list, Everyy will tell you rather than guess. More are added as partners come on board.

Everyy Health

Feeling unwell? Say so. A doctor is minutes away.

Describe your symptoms in your own words. Everyy asks the right questions, brings in a licensed doctor by chat or video, then gets the medicine delivered and the test booked, paid from your Everyy account.

  • Licensed doctors

    By chat, call or video, in minutes.

  • Medicine delivered

    From partner pharmacies, price shown first.

  • Tests booked

    Results come back in the chat.

  • Care for family

    Book and pay for Mum from anywhere.

Explore Everyy Health
  1. You: My daughter has a rash and a mild fever. She's 4.
  2. Everyy: Let's get a doctor to look. Dr. Kemi Adeyemi (paediatrician) is available now by video. Can you send a photo of the rash for her?
  3. Everyy: Paediatric consultation. Doctor: Dr. Kemi Adeyemi, Type: Video · now, Fee: ₦3,000 · Everyy Naira. Options: Confirm or Cancel.
  1. Everyy: Dr. Obi's prescription is ready: Artemether-lumefantrine (3 days) and Paracetamol 500mg. Nearest pharmacy with stock: HealthPlus Yaba, ₦4,650 delivered by 3pm.
  2. You: Order it. And remind me to take the doses.
  3. Everyy: Order confirmed. ₦4,650. Pharmacy: HealthPlus Yaba, Delivery: Today by 3pm, Reminders: 8am & 8pm · 3 days.

Coverage

One Everyy. 19 African countries.

Send across borders by bank, mobile money or wallet, and receive from family and clients abroad into your Dollar account. Local accounts, Dollar accounts and payouts arrive market by market through licensed partners.

  • Send to bank accounts, mobile money and wallets across borders
  • Local accounts in your currency where available: Naira, Cedi, Shilling, Rand and more
  • Money from abroad lands in your Dollar account, straight from their own bank
  • Rates and fees shown before you confirm, every time

Availability of accounts, mobile money, payouts, healthcare partners, flights and gift card brands depends on our partners in each market.

MoroccoSenegalCôte d'IvoireGhanaTogoBeninNigeriaCameroonEgyptEthiopiaUgandaRwandaKenyaTanzaniaZambiaMalawiZimbabweBotswanaSouth AfricaLondonNew YorkDubaiMoroccoSenegalCôte d'IvoireGhanaNigeriaCameroonEgyptEthiopiaKenyaTanzaniaZambiaZimbabweBotswanaSouth Africa

Talk however you talk

No perfect English. No forms. No typing, if you'd rather not.

Text, voice notes, Pidgin, French, screenshots, photos and documents. Everyy works out what you mean, then still checks with you before anything sensitive happens.

Voice notes

Say it at walking pace. Everyy listens.

  1. You: Voice note, 6 seconds
  2. Everyy: Got it: ₦20,000 to Mama (GTBank ••••2841). Confirm?

Pidgin, English, French

More African languages are coming.

  1. You: Everyy abeg send Mama 20k.
  2. Everyy: No wahala. ₦20,000 to IFEOMA OKAFOR ••••2841. Confirm?
  3. You: Envoie 50 000 à Kofi.
  4. Everyy: D'accord. ₦50 000 à KOFI MENSAH ••••1188. Confirmer ?

Screenshots and photos

An account number, a product, a receipt.

  1. You: Screenshot of a bank account number. Send 30k here.
  2. Everyy: Found it. This account belongs to **CHIDI OKEKE**. Transfer. Amount: ₦30,000, To: CHIDI OKEKE, Bank: Zenith ••••6789. Options: Confirm or Cancel.

Documents

Price lists straight into your catalogue.

  1. You: Photo of a price list. Add these to my catalogue.
  2. Everyy: Added 5 items to Amina Fashion's catalogue with prices. Want me to post the new arrivals?
  • English
  • Nigerian Pidgin
  • Français
  • Voice notes
  • Photos
  • Documents
  • More African languages soon

Everyy in your groups

Add Everyy to any group. It already has the context.

Drop Everyy into your family group or your team chat. It reads the thread, so it knows who ordered, who paid and what was agreed. No repeating yourself, no switching apps.

Family and friends

Split the bill, collect for Mum's birthday, pay the plumber, all inside the group.

  1. Dad: Dinner was ₦60,000. Let's split it four ways.
  2. You: Everyy, split it and collect from everyone.
  3. Everyy: Four ways is **₦15,000** each. I'll request from Dad, Ada and Chidi and tick them off as they pay. Split bill. Total: ₦60,000, Each: ₦15,000, Collect from: Dad, Ada, Chidi. Options: Send requests or Cancel.
  4. Ada: Paid ✅
  5. Everyy: Ada paid ₦15,000. Waiting on Dad and Chidi. I'll nudge them tomorrow if needed.
  • Split and collect in one message
  • Everyone sees who has paid
  • Requests land in each person's own Everyy chat

Your team

Staff report orders in the group, Everyy captures them, answers stock questions and keeps the books.

  1. Tunde: Customer at Yaba wants 2 black sneakers, size 42, paying by transfer.
  2. Everyy: Order #1051 created: 2 × black court sneakers, size 42, ₦90,000. That leaves 1 pair in 42. I'll confirm here when the transfer lands.
  3. Blessing: Do we still have the red slides in 40?
  4. Everyy: Yes, 6 pairs of red slides in size 40.
  5. You: Everyy, who still owes us from this week?
  6. Everyy: Two customers: Kunle F. ₦18,000 (invoice #219) and Blessing O. ₦18,000 (invoice #221). Want me to remind them?
  • Orders captured from plain messages
  • Stock and prices answered instantly
  • Who owes what, whenever anyone asks

Everyy only acts on messages addressed to it, and money only moves when the account owner confirms with their PIN. Group members can ask, but they can't spend.

Safety

Everyy understands you. Only you authorize your money.

Everyy can understand a request, but it never moves money on its own. Every sensitive action follows the same path, every time.

  1. 1

    You ask

    In text, voice or a photo.

  2. 2

    Everyy understands

    And finds the right service.

  3. 3

    Everyy shows exactly what will happen

    Recipient name, amount, rate, fee.

  4. 4

    You confirm with your PIN

    Nothing moves without it.

  5. 5

    Security and policy checks run

    Then the action executes and you get a receipt.

How Everyy keeps you safe
  1. You: Screenshot of a bank account number. Send 30k here.
  2. Everyy: Checking that account…
  3. Everyy: This account belongs to **CHIDI OKEKE**. Here's exactly what will happen: Transfer. Amount: ₦30,000, To: CHIDI OKEKE, Bank: Zenith ••••6789. Options: Confirm or Cancel.
  4. You: Confirm
  5. Everyy: Enter your 4-digit PIN.
  6. You: ••••
  7. Everyy: Sent. ₦30,000. To: CHIDI OKEKE, Ref: EV-48213.
  8. You: Freeze my dollar card.
  9. Everyy: Frozen. Everyy Dollar Card •••• 8841 won't work until you say unfreeze.
  10. You: Who can see my health notes?
  11. Everyy: Only you and the doctors you choose. Your health information is kept separate from your money and business data, and never shared for anything else.

  • PIN on every transaction

    Every transfer, payment and conversion.

  • Name check before you send

    You see who you're paying, first.

  • Licensed partners

    Your money sits with regulated institutions.

  • A receipt for everything

    Every action is recorded, in the chat.

Everyy is a technology company, not a bank, a medical provider or a travel agent. Accounts, cards and other regulated financial services are provided by licensed partners; healthcare by licensed doctors, pharmacies and labs; flights, eSIMs and gift cards by partner providers.

Get started

Be first when Everyy goes live.

  1. 1

    Join the waitlist

    Your name, country and WhatsApp number. Ten seconds.

  2. 2

    We message you on WhatsApp

    The moment Everyy is live in your country. Reply STOP any time.

  3. 3

    Say hi, verify, set your PIN

    Then your local and Dollar accounts are ready. Just say what you need.

Questions

Things people ask before they say hi.

What is Everyy?

Everyy is a super app that lives inside WhatsApp. You message it like a person and it handles your money, your business and your life: local and Dollar accounts, transfers at home and across borders, bills, cards, spending insights, product listings and social posts, orders, invoices and books, flights, eSIMs and gift cards, and a licensed doctor when you need one. It works in your family and team groups too. No app to download, no menu to learn.

Do I get an account?

Yes. Eligible users get a local-currency account (Everyy Naira in Nigeria, Everyy Cedi in Ghana, and so on) and a Dollar account, both with details you can share to receive money. They're provided through licensed partners, and you can ask Everyy for either at any time.

Can Everyy move my money on its own?

No. Everyy can understand a request, but every transfer, payment or conversion is shown to you first and only happens after you confirm with your PIN. Security and policy checks run before anything executes.

Who holds my money?

Everyy is a technology company, not a bank. Accounts and other regulated financial services are provided by licensed partners.

Can I use Everyy for my business?

Yes. Everyy Business gives you Business local and Dollar accounts, a product catalogue, customer replies, order capture, payment matching, invoices, expense tracking and books that update automatically. Ask it how much you made today and it knows.

Which languages does Everyy understand?

English, Nigerian Pidgin and French today, in text or voice notes. More African languages are coming.

What does Everyy cost?

Chatting with Everyy is free. Where a transaction carries a fee, such as a currency conversion, Everyy shows it before you confirm. No surprises.

All questions

Whatever you need to do with your money or business, tell Everyy.

Join the waitlist and we'll message you on WhatsApp the moment Everyy is live in your country.

Coming to WhatsApp

Join the waitlist

Leave your number and we'll message you on WhatsApp the moment Everyy is live in your country.

+234

Coming to WhatsApp in 19 African countries. No spam, one message when we go live.