Things people ask before they say hi.

Everyy is a super app that lives inside WhatsApp. You message it like a person, and it handles your money and your business: Naira and Dollar accounts, transfers, bills, currency conversion, spending insights, product listings, orders, invoices and bookkeeping. There is no app to download and no menu to learn.

Tap Start on WhatsApp, say hi, and Everyy walks you through a short verification and lets you set a transaction PIN. Most people are done in about two minutes.

Everyy is built for 19 African countries: Nigeria, Ghana, Kenya, South Africa, Tanzania, Uganda, Rwanda, Ethiopia, Senegal, Côte d'Ivoire, Cameroon, Benin, Togo, Zambia, Zimbabwe, Malawi, Botswana, Egypt and Morocco. Local accounts, mobile money and Dollar accounts depend on eligibility and our licensed partners in each market.

Yes. Eligible users get a local-currency account (Everyy Naira in Nigeria, Everyy Cedi in Ghana, and so on) and a Dollar account, both with details you can share to receive money. They're provided through licensed partners, and you can ask Everyy for either at any time.

Bank accounts, other Everyy users, supported wallets and mobile-money accounts, at home and across the 19 countries Everyy covers. Everyy shows you the recipient's name, the rate and any fee before you confirm.

Yes. Everyy Card comes as a virtual Dollar card for international websites and subscriptions, and a physical Naira card for POS and ATM, both issued through licensed partners. Create, limit, freeze and track them from the chat.

Electricity, airtime, data, internet, TV and other supported services. Tell Everyy what you want to pay and it handles the rest.

Yes. Everyy Business gives you Business local and Dollar accounts, a product catalogue, customer replies, order capture, payment matching, invoices, expense tracking and books that update automatically. Ask it how much you made today and it knows.

Yes. Send Everyy a photo or a video and it edits it, writes the caption and hashtags, and posts to Instagram, TikTok and Facebook on your behalf once you approve. It can also tell you how your accounts are doing: followers, reach, best-performing posts and the best time to post.

It can answer questions from your catalogue, take orders and share your payment details. You stay in control of prices, stock and what gets posted.

Yes. Everyy Card for Business gives you a virtual Dollar card for ads, software and suppliers abroad, plus Naira cards for staff and riders with limits you set. Every charge is recorded in your books automatically.

Yes. Everyy understands both contexts in one chat, but your personal and business accounts, records and books stay properly separated.

Ask Everyy for your Dollar account details and share them with whoever is paying you, such as a client abroad or family. When the money arrives you'll see it in the chat.

Say something like "Convert $500 to naira". Everyy shows the rate, any fee and exactly what you'll receive, and nothing happens until you confirm.

Yes. Ask Everyy for a virtual Dollar card, set a limit if you like, and use it on Netflix, Spotify, Apple, ads platforms or any international site. It's funded from your Dollar account and every charge shows up in your chat.

Yes. Ask Everyy for your Dollar account details and share them. Your family pays in from their own bank or app abroad, the money shows up in your chat in dollars, and you convert when you choose. Any fee and the rate are shown before you confirm.

Yes. Everyy Business includes a Business Dollar account so you can sell internationally and convert when it suits you.

Two cards linked to your Everyy accounts: a virtual Dollar card for international websites and subscriptions, and a physical Naira card for POS and ATM. Both are issued through licensed partners and managed from the chat.

Say it. "Freeze my dollar card", "Set a $50 limit on my Netflix card" or "Give me a one-time card" all work. Every charge is confirmed to you in the chat as it happens.

Anywhere online that takes card payments in dollars: streaming, software, app stores, ads platforms and international shops. It is funded from your Everyy Dollar account, so there is no conversion surprise at checkout.

Yes. Describe how you feel and Everyy connects you to a licensed doctor by chat, phone or video through our healthcare partners, usually within minutes. The fee is shown before you confirm and paid from your Everyy account.

No. Everyy asks the questions a nurse would ask so the doctor starts informed, but diagnosis, prescriptions and medical advice come from licensed professionals. In an emergency, call your local emergency number.

Yes. When a doctor prescribes, Everyy finds a licensed partner pharmacy with stock, shows the price, delivers to you and sets dose reminders. Lab tests are booked the same way, with results back in the chat.

Yes. Everyy Health partners with licensed hospitals, clinics, pharmacies and labs to handle symptom checks, triage, scheduling and follow-up on WhatsApp, and to route patients to the right level of care. Use the partner link on the Health page to get in touch.

Health information is kept separate from your money and business data, secured, and shared only with the professionals you choose for your care.

No. Everyy can understand a request, but every transfer, payment or conversion is shown to you first and only happens after you confirm with your PIN. Security and policy checks run before anything executes.

Everyy is a technology company, not a bank. Accounts and other regulated financial services are provided by licensed partners.

Contact us straight away from any device and we'll pause activity on your account while we verify it's you. Your PIN is still required for every transaction, and you can add WhatsApp's chat lock for extra privacy.

Chatting with Everyy is free. Where a transaction carries a fee, such as a currency conversion, Everyy shows it before you confirm. No surprises.

No. Everything you'll pay is shown in the confirmation message, every time.

Ask Everyy in the same chat. If it can't resolve something itself, it brings in a human from our team.

English, Nigerian Pidgin and French today, in text or voice notes. More African languages are coming.