Things people ask before they say hi.

Everyy is a super app that lives inside WhatsApp. You message it like a person and it handles your money, your business and your life: local and Dollar accounts, transfers at home and across borders, bills, cards, spending insights, product listings and social posts, orders, invoices and books, flights, eSIMs and gift cards, and a licensed doctor when you need one. It works in your family and team groups too. No app to download, no menu to learn.

Everyy is coming soon. Join the waitlist with your name, country and WhatsApp number and we'll message you on WhatsApp the moment it's live where you are. Reply STOP at any time to opt out. Once live, you say hi, verify and set a PIN, and you're done in about two minutes.

Yes. Add Everyy to your family group or your team chat and it reads the thread for context: who ordered, who paid, what was agreed. It only acts on messages addressed to it, and money only moves when the account owner confirms with their PIN.

Everyy is built for 19 African countries: Nigeria, Ghana, Kenya, South Africa, Tanzania, Uganda, Rwanda, Ethiopia, Senegal, Côte d'Ivoire, Cameroon, Benin, Togo, Zambia, Zimbabwe, Malawi, Botswana, Egypt and Morocco. Local accounts, mobile money and Dollar accounts depend on eligibility and our licensed partners in each market.

Yes. Eligible users get a local-currency account (Everyy Naira in Nigeria, Everyy Cedi in Ghana, and so on) and a Dollar account, both with details you can share to receive money. They're provided through licensed partners, and you can ask Everyy for either at any time.

Bank accounts, other Everyy users, supported wallets and mobile-money accounts, at home and across the 19 countries Everyy covers. Everyy shows you the recipient's name, the rate and any fee before you confirm.

Yes. Everyy Card comes as a virtual Dollar card for international websites and subscriptions, and a physical Naira card for POS and ATM, both issued through licensed partners. Create, limit, freeze and track them from the chat.

Yes, where a delivery partner covers your area. Tell Everyy what you're sending, where to pick it up and where it's going. It finds a rider through a partner, shows you a fixed price before you confirm with your PIN, sends the rider's details and a delivery code to the person receiving it, and keeps you updated until the rider hands it over against the code. Riders and deliveries are provided by partner companies under their own terms.

Electricity, airtime, data, internet, TV and other supported services. Tell Everyy what you want to pay and it handles the rest.

Yes. Everyy Business gives you Business local and Dollar accounts, a product catalogue, customer replies, order capture, payment matching, invoices, expense tracking and books that update automatically. Ask it how much you made today and it knows.

Yes. Send Everyy a photo or a video and it edits it, writes the caption and hashtags, and posts to Instagram, TikTok and Facebook on your behalf once you approve. It can also tell you how your accounts are doing: followers, reach, best-performing posts and the best time to post.

It can answer questions from your catalogue, take orders and share your payment details. You stay in control of prices, stock and what gets posted.

Yes. If you use the WhatsApp Business app, you connect your number to Everyy through Meta's official connection in about two minutes, and you choose whether to share your past chats. Customers keep messaging the number they know. Everyy answers from your catalogue and policies, takes orders and bookings, and hands you anything it can't answer; chats stay in sync on your phone, and you can disconnect any time from the app's settings. A few app features change while connected: broadcast lists become read-only, and disappearing messages, view-once and live location turn off in one-to-one chats. Groups and calls work as before, and Everyy does not see your groups.

Yes, where a delivery partner covers you. When an order is paid, say "book a rider for order #1042" and Everyy books pickup from you to the customer's address, shows you the fee and whether it's charged to the customer or absorbed by you, and sends the customer the rider's details, a delivery code and progress updates. The delivery fee is recorded in your books.

Yes. If you run a salon, barbershop, tailoring shop, clinic, tutoring or any business that works by appointment, add your services, prices and open times and share your Everyy link. Customers pick a time in the chat and pay a deposit or the full price into your business account. Everyy reminds both of you the day before, applies your cancellation and deposit rules, and books every payment under Sales.

Yes. Send Everyy a screenshot of your salary list, upload a spreadsheet or PDF, or just say the names and amounts. Everyy reads the list, checks each account name, shows you the total, and pays everyone with one PIN. You can queue the same list for payday every month, and every payment is booked under Staff.

Yes. Book flights and eSIMs for staff from your business account, with tickets and install links sent to them on WhatsApp, and send gift cards to customers or staff in bulk. Every receipt is filed in your books under Travel, Marketing or Staff.

Yes. Everyy Card for Business gives you a virtual Dollar card for ads, software and suppliers abroad, plus Naira cards for staff and riders with limits you set. Every charge is recorded in your books automatically.

Yes. Everyy understands both contexts in one chat, but your personal and business accounts, records and books stay properly separated.

Ask Everyy for your Dollar account details and share them with whoever is paying you, such as a client abroad or family. When the money arrives you'll see it in the chat.

Say something like "Convert $500 to naira". Everyy shows the rate, any fee and exactly what you'll receive, and nothing happens until you confirm.

Yes. Ask Everyy for a virtual Dollar card, set a limit if you like, and use it on Netflix, Spotify, Apple, ads platforms or any international site. It's funded from your Dollar account and every charge shows up in your chat.

Yes. Ask Everyy for your Dollar account details and share them. Your family pays in from their own bank or app abroad, the money shows up in your chat in dollars, and you convert when you choose. Any fee and the rate are shown before you confirm.

Yes. Everyy Business includes a Business Dollar account so you can sell internationally and convert when it suits you.

Two cards linked to your Everyy accounts: a virtual Dollar card for international websites and subscriptions, and a physical Naira card for POS and ATM. Both are issued through licensed partners and managed from the chat.

Say it. "Freeze my dollar card", "Set a $50 limit on my Netflix card" or "Give me a one-time card" all work. Every charge is confirmed to you in the chat as it happens.

Anywhere online that takes card payments in dollars: streaming, software, app stores, ads platforms and international shops. It is funded from your Everyy Dollar account, so there is no conversion surprise at checkout.

Yes. Tell Everyy where and when, and it compares fares from partner airlines and agencies, books the one you choose, and sends the e-ticket to the chat and your email. You pay from your local or Dollar account, with the full fare shown before you confirm.

Say which country you're travelling to and Everyy offers data plans that activate when you land. Buy one in the chat, tap the install link once, and you're online on arrival with no roaming charges.

Only the brands Everyy has enabled in your country, for example PlayStation, Netflix, Apple, Amazon, Google Play, eBay and SHEIN. Ask for a brand and Everyy tells you straight away whether it's available. Codes are delivered in the chat within seconds and saved in your receipts.

Yes. Message the same Everyy number from any country code, verify with your passport and a selfie, and you get the same Naira and Dollar accounts your family uses at home. No trip home needed.

Sending dollars or pounds home is a remittance, so a licensed international money transfer partner moves the money and Everyy pays it out in naira by bank transfer. You see the rate and the stated fee before you confirm, and by regulation the payout is always in naira.

Yes. Pay electricity, school fees, airtime, data or TV on their meter or number from your own chat. They get the credit, you get the receipt, and no cash passes through anyone.

Yes. A relative sends a request from their chat and it lands in yours as an itemised card with the amount and what it's for. You approve it with your PIN, or ask why first.

No. Verification is by passport and a selfie from wherever you are, and Everyy arranges the non-resident BVN remotely before your accounts open.

Yes. Describe how you feel and Everyy connects you to a licensed doctor by chat, phone or video through our healthcare partners, usually within minutes. The fee is shown before you confirm and paid from your Everyy account.

No. Everyy asks the questions a nurse would ask so the doctor starts informed, but diagnosis, prescriptions and medical advice come from licensed professionals. In an emergency, call your local emergency number.

Yes. When a doctor prescribes, Everyy finds a licensed partner pharmacy with stock, shows the price, delivers to you and sets dose reminders. Lab tests are booked the same way, with results back in the chat.

Yes. Everyy Health partners with licensed hospitals, clinics, pharmacies and labs to handle symptom checks, triage, scheduling and follow-up on WhatsApp, and to route patients to the right level of care. Use the partner link on the Health page to get in touch.

Health information is kept separate from your money and business data, secured, and shared only with the professionals you choose for your care.

No. Everyy can understand a request, but every transfer, payment or conversion is shown to you first and only happens after you confirm with your PIN. Security and policy checks run before anything executes.

Everyy is a technology company, not a bank. Accounts and other regulated financial services are provided by licensed partners.

Contact us straight away from any device and we'll pause activity on your account while we verify it's you. Your PIN is still required for every transaction, and you can add WhatsApp's chat lock for extra privacy.

Chatting with Everyy is free. Where a transaction carries a fee, such as a currency conversion, Everyy shows it before you confirm. No surprises.

No. Everything you'll pay is shown in the confirmation message, every time.

Ask Everyy in the same chat. If it can't resolve something itself, it brings in a human from our team.

English, Nigerian Pidgin and French today, in text or voice notes. More African languages are coming.