For the diaspora
Same Everyy. Same accounts. From a US or UK number.
WhatsApp already works wherever you live, so Everyy does too. Message the same number from London, Houston or Toronto, verify with your passport, and get the accounts your family uses at home. The only thing that changes is how your money comes in.
Verify from abroad with your passport · No trip home to open your accounts
- You: I'm in London. Can I use Everyy?
- Everyy: Yes. Message me from any number. Verify with your passport and a selfie, about three minutes, no trip home. Your Naira and Dollar accounts come with it.
- You: Pay Mum's electricity, meter 4501 8823 91. ₦18,000.
- Everyy: Electricity · IKEDC. Meter: 4501 8823 91, Name on meter: IFEOMA OKAFOR, Amount: ₦18,000, Paid from: Everyy Naira. Options: Confirm or Cancel.
- You: Confirm.
- Everyy: Enter your PIN.
- You: ••••
- Everyy: Paid. ₦18,000. Token: Sent to Mum's phone, Receipt: Saved in your chat.
- Everyy: Ada is asking for **₦35,000**: Request from Ada. Amount: ₦35,000, For: School fees · Term 1, To: ADA OKAFOR · Access ••••5502. Options: Pay or Ask why.
- You: Pay.
- Everyy: Enter your PIN.
- You: ••••
- Everyy: Sent ✅ Ada has it. Receipt saved for both of you.
Settled abroad, supporting family
Pay for the thing, not the middleman.
Pay the electricity, school fees, airtime, data or TV of a Nigerian meter or number straight from your own chat. The relative gets the credit, you get the receipt, and nobody hands cash to anyone.
Bills paid directly
Electricity, school fees, airtime, data and TV, on their meter or number.
Requests you approve
A relative sends an itemised ask. It lands in your chat as a card. PIN, done.
Family groups
Split a wedding, a funeral or rent and see who has paid. Only you spend from your account.
Health for parents
Book and pay a doctor, medicine or lab test for Mum or Dad. Reminders go to them, receipts to you.
- Everyy: Ada is asking for **₦35,000**: Request from Ada. Amount: ₦35,000, For: School fees · Term 1, To: ADA OKAFOR · Access ••••5502. Options: Pay or Ask why.
- You: Pay.
- Everyy: Enter your PIN.
- You: ••••
- Everyy: Sent ✅ Ada has it. No phone call needed.
- You: Book a doctor for Dad in Enugu. He's been dizzy.
- Everyy: Dr. Musa (GP) can see Mr Okafor by phone at 5pm Enugu time, ₦2,500 from your Naira account. Reminders go to Dad, the receipt comes to you. Book it?
- You: Yes.
- Everyy: Booked. ₦2,500. Patient: Mr Okafor · Enugu, When: Today, 5:00pm WAT.
Visiting for a few weeks
Land ready. Leave without loose ends.
Before the flight: an eSIM and your domestic connections. On landing: naira from your Dollar balance at the shown rate. Then pay drivers by transfer with a name check, split dinner in a group, see a doctor if the water disagrees with you, and pay a tailor from a catalogue link. Before you leave, convert the rest back or hold it for next time.
eSIM before you fly
Installs at home, switches on when you land.
Naira at the shown rate
Top up from your Dollar balance in one message.
Pay anyone, name-checked
Drivers, tailors, restaurants, by transfer or catalogue link.
Convert back or hold
Your naira waits for the next trip if you want it to.
- You: Landing in Lagos on Friday. Get me set up.
- Everyy: Done: a Nigeria eSIM (10GB) installs now and switches on when you land. Want ₦200,000 in your Naira account from your Dollar balance? Rate ₦1,585 per $1, fee $2.50.
- You: Yes, top up ₦200,000.
- Everyy: Topped up. ₦200,000. From: $128.71 · Everyy Dollar, Rate: ₦1,585 per $1.
- You: Screenshot of a driver's account number. Pay this driver ₦15,000.
- Everyy: Transfer. To: EMEKA NWACHUKWU, Bank: Zenith ••••6789, Amount: ₦15,000. Options: Confirm or Cancel.
Trading with Africa
Pay suppliers and get paid, from wherever you sit.
Business Naira and Dollar accounts in Nigeria, supplier payments with a name check, invoices to customers at home, and the same books and team tools as a business run from Lagos.
Business accounts in Nigeria
Naira and Dollar, in your business's name.
Supplier payments
Name-checked, PIN-confirmed, filed in the books.
Invoices in naira or dollars
Sent on WhatsApp, matched when paid.
Pay your team from abroad
A screenshot or their names. One PIN pays everyone.
- You: Pay my Aba supplier ₦1,200,000 for the order.
- Everyy: Supplier payment. To: CHUKWUMA TEXTILES · Zenith ••••7710, Amount: ₦1,200,000, From: Okoro Trading · Naira. Options: Confirm or Cancel.
- You: Confirm.
- Everyy: Enter your PIN.
- You: ••••
- Everyy: Paid ✅ Filed under Stock. Chukwuma has the receipt.
- You: Invoice Chidi Stores $3,000 for 200 units.
- Everyy: Invoice #301 · Chidi Stores. 200 × Unit: $3,000, Pay to: Okoro Trading · Dollar, Due: 14 days. Options: Send invoice or Edit.
How money comes in
Sending dollars or pounds home is a remittance. We do it properly.
Everyy takes your request, a licensed international money transfer partner moves the money, and Everyy pays it out in naira by bank transfer. You see the rate and the stated fee before you confirm.
- At launch
From your US or UK bank, through a licensed partner
Confirm in the chat, pay the partner from your bank, and your recipient gets naira the moment it lands. Rate and fee shown first; you both get the receipt.
- Coming
Fund your own Everyy Dollar account from a US bank
Push dollars into your Everyy Dollar account and convert inside Everyy when the rate suits you. Depends on partner eligibility for US residents.
By regulation, money sent from abroad is paid out in naira, and rates follow the Central Bank of Nigeria's published pricing. Everyy earns a stated fee and a bounded margin, never a hidden spread.
- You: Send ₦300,000 to Mum from my UK bank.
- Everyy: Send to Nigeria. You pay: £154.27, Mum gets: ₦300,000, Rate: ₦1,970 per £1, Fee: £1.99, Via: Licensed remittance partner. Options: Continue or Cancel.
- You: Continue.
- Everyy: Pay £154.27 from your UK bank to the details I've just sent. Mum gets ₦300,000 the moment it lands, and you both get the receipt.
Getting started from abroad
Three minutes, no flight home.
- 1
Message the same Everyy number
From any country code. WhatsApp routes you like anyone else.
- 2
Verify with your passport and a selfie
About three minutes, from wherever you are.
- 3
Get your accounts
Everyy arranges the non-resident BVN remotely, then your Naira and Dollar accounts open.
Questions
Everyy from abroad, answered.
Can I use Everyy from the US or UK?
Yes. Message the same Everyy number from any country code, verify with your passport and a selfie, and you get the same Naira and Dollar accounts your family uses at home. No trip home needed.
How does my money get to Nigeria?
Sending dollars or pounds home is a remittance, so a licensed international money transfer partner moves the money and Everyy pays it out in naira by bank transfer. You see the rate and the stated fee before you confirm, and by regulation the payout is always in naira.
Can I pay my parents' bills directly?
Yes. Pay electricity, school fees, airtime, data or TV on their meter or number from your own chat. They get the credit, you get the receipt, and no cash passes through anyone.
Can my family ask me for money through Everyy?
Yes. A relative sends a request from their chat and it lands in yours as an itemised card with the amount and what it's for. You approve it with your PIN, or ask why first.
Do I have to travel home to open an account?
No. Verification is by passport and a selfie from wherever you are, and Everyy arranges the non-resident BVN remotely before your accounts open.
Support home without the phone calls.
Join the waitlist from any number and we'll message you on WhatsApp when Everyy is live for your family's country.