Everyy Personal
Everyday money, handled in chat.
Send, pay, convert and understand your money by talking to Everyy on WhatsApp. Your local and Dollar accounts, your Everyy Card and a doctor when you need one come with it, in 19 African countries.
Accounts provided by licensed partners · Only you authorize your money
- You: What's my balance?
- Everyy: Personal: ₦420,000, $830.
- You: Buy ₦5,000 airtime.
- Everyy: ₦5,000 MTN airtime for 0803 ••• 4471. Confirm?
- You: Yes.
- Everyy: Airtime sent. ₦5,000. Number: 0803 ••• 4471, Ref: EV-50231.
- You: Pay my electricity bill.
- Everyy: Your last IKEDC payment was ₦18,000 for meter 4501 •••• 88. Same amount this month?
- You: Create a virtual dollar card for Netflix, $20 limit.
- Everyy: Done ✅ Everyy Dollar Card •••• 8841 is ready to use on Netflix. I'll message you for every charge.
- You: I have a headache and fever.
- Everyy: Sorry to hear that. Dr. Amaka Obi (GP) can see you by video in about 5 minutes, ₦2,500. Book it?
Your accounts
Your local account and your Dollar account, ready when you join.
Everyy opens both when you join: Naira in Nigeria, Cedi in Ghana, Shilling in Kenya, and so on across 19 countries. Receive from anyone, anywhere, and share your details in one message. Your business gets its own local and Dollar accounts too.
- Receive salary, transfers and customer payments in your local currency
- Get paid in dollars by clients and family abroad
- Convert between them when you want, rate shown first
- Provided and safeguarded by licensed partners
Everyy Naira
₦420,000
9012 3456 78
Local account · via licensed partner
Everyy Dollar
$830
8834 5510 21
US account · via licensed partner
Send & pay
Pay anyone the way you'd text them.
Say who and how much. Everyy shows the recipient's name and waits for your PIN.
Transfers
Bank accounts, Everyy users, wallets, mobile money, across borders.
Bills
Electricity, airtime, data, internet, TV.
Reminders
Rent, school fees, subscriptions, on time.
Scheduled actionsSoon
Move money on a schedule, where supported.
- You: Send 50k to Chinedu.
- Everyy: ₦50,000 to CHINEDU EZE (Access ••••3310). Confirm?
- You: Yes.
- Everyy: Sent ✅ Ref EV-51092. Want me to save Chinedu as a favourite?
- You: Buy me ₦10,000 data.
- Everyy: ₦10,000 MTN data for 0803 ••• 4471. That's the 15GB, 30-day plan. Confirm?
- You: Yes.
- Everyy: Data purchased. ₦10,000. Plan: MTN 15GB · 30 days, Number: 0803 ••• 4471, Ref: EV-50218.
Know your money
Ask where it went. Get a straight answer.
Everyy tracks your spending, income and transfers so you can ask questions in plain language.
Categories
Food, transport, rent, family: see the split.
Recurring costs
Subscriptions and standing payments, spotted.
Unusual spending
A nudge when something looks different.
Cash flow
What came in, what went out, what's left.
- You: What did I spend the most on this month?
- Everyy: Rent, then food. You also have **3 subscriptions** renewing next week. Total ₦486,000. Rent ₦212,500, Food ₦118,000, Transport ₦71,400, Family support ₦50,000.
- You: Remind me to pay rent on the 28th.
- Everyy: Done. I'll remind you on Sat 28 Sep at 9:00am. Want me to have the ₦850,000 transfer to Mr Bello ready when I do?
- You: Yes please.
Dollars & conversion
Hold dollars. Convert when the rate suits you.
Your Everyy Dollar account receives from abroad. Conversion always shows the rate, the fee and what you'll get first.
Everyy Dollar
A US account in your name, via licensed partners.
Conversion
Rate held while you decide.
Everyy Card
A virtual Dollar card and a physical Naira card, managed in chat.
- Everyy: **$2,000 received** from Acme Inc. Payment received. $2,000. From: Acme Inc., Dollar balance: $3,840.
- You: Convert $500 to naira.
- Everyy: Here's today's rate. It's held for 90 seconds. $500 to Naira. Rate ₦1,585 per $1, fee $2.50, you get ₦788,537. Options: Confirm or Cancel.
Everyy Card
Spend it anywhere. Manage it in chat.
A virtual Dollar card for the internet and a physical Naira card for everyday life, both linked to your Everyy accounts and both controlled from the same conversation.
Virtual Dollar card
Netflix, Spotify, Apple, ads, online shopping. Paid from your Dollar account, no conversion surprise.
Physical Naira card
POS and ATM, linked to your Everyy Naira account.
Controls from chat
Limits, freeze and unfreeze, single-use cards, one message each.
Tracked automatically
Every card payment lands in your spending insights and receipts.
Cards are issued through licensed partners. Availability varies by market.
Everyy Naira Card
Physical•••• •••• •••• 4471
Everyy Dollar Card
Virtual•••• •••• •••• 8841
- You: Create a virtual dollar card for Netflix, $20 limit.
- Everyy: Here's the card I'll create: New virtual card. Name: Netflix, Funded from: Everyy Dollar, Limit: $20 per month. Options: Create card or Cancel.
- You: Create card.
- Everyy: Done ✅ Everyy Dollar Card •••• 8841 is ready to use on Netflix. I'll message you for every charge.
- You: Freeze my naira card.
- Everyy: Frozen. Your Naira card •••• 4471 won't work until you say unfreeze.
Everyy Health
Feeling unwell? Say so. A doctor is minutes away.
Describe your symptoms in your own words. Everyy asks the right questions, brings in a licensed doctor by chat or video, then gets the medicine delivered and the test booked, paid from your Everyy account.
Licensed doctors
By chat, call or video, in minutes.
Medicine delivered
From partner pharmacies, price shown first.
Tests booked
Results come back in the chat.
Care for family
Book and pay for Mum from anywhere.
- You: My daughter has a rash and a mild fever. She's 4.
- Everyy: Let's get a doctor to look. Dr. Kemi Adeyemi (paediatrician) is available now by video. Can you send a photo of the rash for her?
- Everyy: Paediatric consultation. Doctor: Dr. Kemi Adeyemi, Type: Video · now, Fee: ₦3,000 · Everyy Naira. Options: Confirm or Cancel.
- Everyy: Dr. Obi's prescription is ready: Artemether-lumefantrine (3 days) and Paracetamol 500mg. Nearest pharmacy with stock: HealthPlus Yaba, ₦4,650 delivered by 3pm.
- You: Order it. And remind me to take the doses.
- Everyy: Order confirmed. ₦4,650. Pharmacy: HealthPlus Yaba, Delivery: Today by 3pm, Reminders: 8am & 8pm · 3 days.
Questions
Everyy Personal, answered.
Do I get an account?
Yes. Eligible users get a local-currency account (Everyy Naira in Nigeria, Everyy Cedi in Ghana, and so on) and a Dollar account, both with details you can share to receive money. They're provided through licensed partners, and you can ask Everyy for either at any time.
Who can I send money to?
Bank accounts, other Everyy users, supported wallets and mobile-money accounts, at home and across the 19 countries Everyy covers. Everyy shows you the recipient's name, the rate and any fee before you confirm.
Do I get a card?
Yes. Everyy Card comes as a virtual Dollar card for international websites and subscriptions, and a physical Naira card for POS and ATM, both issued through licensed partners. Create, limit, freeze and track them from the chat.
Which bills can I pay?
Electricity, airtime, data, internet, TV and other supported services. Tell Everyy what you want to pay and it handles the rest.
What does Everyy cost?
Chatting with Everyy is free. Where a transaction carries a fee, such as a currency conversion, Everyy shows it before you confirm. No surprises.
What is Everyy?
Everyy is a super app that lives inside WhatsApp. You message it like a person, and it handles your money and your business: Naira and Dollar accounts, transfers, bills, currency conversion, spending insights, product listings, orders, invoices and bookkeeping. There is no app to download and no menu to learn.
How do I start?
Tap Start on WhatsApp, say hi, and Everyy walks you through a short verification and lets you set a transaction PIN. Most people are done in about two minutes.
Your money, one message away.
Two minutes to start. Naira and Dollar accounts included. Only you authorize your money.