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Everyy

Everyy Personal

Everyday money, handled in chat.

Send, pay, convert and understand your money by talking to Everyy on WhatsApp. Local and Dollar accounts, your Everyy Card, a dispatch rider when you need one, a doctor, flights, eSIMs and gift cards all come with it, in 19 African countries.

Accounts provided by licensed partners · Only you authorize your money

  1. You: What's my balance?
  2. Everyy: Personal: ₦420,000, $830.
  3. You: Buy ₦5,000 airtime.
  4. Everyy: ₦5,000 MTN airtime for 0803 ••• 4471. Confirm?
  5. You: Yes.
  6. Everyy: Airtime sent. ₦5,000. Number: 0803 ••• 4471, Ref: EV-50231.
  7. You: Pay my electricity bill.
  8. Everyy: Your last IKEDC payment was ₦18,000 for meter 4501 •••• 88. Same amount this month?
  9. You: Create a virtual dollar card for Netflix, $20 limit.
  10. Everyy: Done ✅ Everyy Dollar Card •••• 8841 is ready to use on Netflix. I'll message you for every charge.
  11. You: I have a headache and fever.
  12. Everyy: Sorry to hear that. Dr. Amaka Obi (GP) can see you by video in about 5 minutes, ₦2,500. Book it?

Your accounts

Your local account and your Dollar account, ready when you join.

Everyy opens both when you join: Naira in Nigeria, Cedi in Ghana, Shilling in Kenya, and so on across 19 countries. Receive from anyone, anywhere, and share your details in one message. Your business gets its own local and Dollar accounts too.

  • Receive salary, transfers and customer payments in your local currency
  • Get paid in dollars by clients and family abroad
  • Convert between them when you want, rate shown first
  • Provided and safeguarded by licensed partners

Everyy Naira

₦420,000

Everyy

9012 3456 78

Adaeze Nwosu₦

Local account · via licensed partner

Everyy Dollar

$830

Everyy

8834 5510 21

Adaeze Nwosu$

US account · via licensed partner

Send & pay

Pay anyone the way you'd text them.

Say who and how much. Everyy shows the recipient's name and waits for your PIN.

  • Transfers

    Bank accounts, Everyy users, wallets, mobile money, across borders.

  • Bills

    Electricity, airtime, data, internet, TV.

  • Reminders

    Rent, school fees, subscriptions, on time.

  • Scheduled actionsSoon

    Move money on a schedule, where supported.

  1. You: Send 50k to Chinedu.
  2. Everyy: ₦50,000 to CHINEDU EZE (Access ••••3310). Confirm?
  3. You: Yes.
  4. Everyy: Sent ✅ Ref EV-51092. Want me to save Chinedu as a favourite?
  1. You: Buy me ₦10,000 data.
  2. Everyy: ₦10,000 MTN data for 0803 ••• 4471. That's the 15GB, 30-day plan. Confirm?
  3. You: Yes.
  4. Everyy: Data purchased. ₦10,000. Plan: MTN 15GB · 30 days, Number: 0803 ••• 4471, Ref: EV-50218.

Dispatch

Send a package the way you'd send a message.

Say what it is, where it's going and where to pick it up. Everyy finds a rider through a delivery partner, shows you the price before you confirm, and keeps you and the person receiving it updated until it's in their hands.

  • Pickup to drop-off

    Anywhere a partner rider covers. Across town today, further where available.

  • Price before you confirm

    Fixed when you book. Paid from your Everyy account with your PIN.

  • Both sides updated

    Rider details and a delivery code go to the receiver. Progress comes to you.

  • Delivery code

    The rider hands over only against the code, so the right person gets it.

  1. You: Send a small box to Chidi in Lekki Phase 1. Pick up from my place in Yaba.
  2. Everyy: Found a rider near you: Dispatch · Yaba → Lekki. Pickup: 12 Herbert Macaulay Way, Yaba, Drop-off: Chidi · Admiralty Way, Lekki Phase 1, Item: Small box, Rider: Musa A. · 8 min away, Price: ₦2,800 · Everyy Naira. Options: Book rider or Change details.
  3. You: Book rider.
  4. Everyy: Booked ✅ I've sent Chidi the rider's details and the code. I'll update you here. Rider booked. ₦2,800. Rider: Musa A. · LND 442 XA, Delivery code: 4471.
  5. Everyy: Musa has your package. Lekki in about 35 minutes.
  6. Everyy: Delivered ✅ Chidi confirmed with the code at 2:48pm.

Know your money

Ask where it went. Get a straight answer.

Everyy tracks your spending, income and transfers so you can ask questions in plain language.

  • Categories

    Food, transport, rent, family: see the split.

  • Recurring costs

    Subscriptions and standing payments, spotted.

  • Unusual spending

    A nudge when something looks different.

  • Cash flow

    What came in, what went out, what's left.

  1. You: What did I spend the most on this month?
  2. Everyy: Rent, then food. You also have **3 subscriptions** renewing next week. Total ₦486,000. Rent ₦212,500, Food ₦118,000, Transport ₦71,400, Family support ₦50,000.
  1. You: Remind me to pay rent on the 28th.
  2. Everyy: Done. I'll remind you on Sat 28 Sep at 9:00am. Want me to have the ₦850,000 transfer to Mr Bello ready when I do?
  3. You: Yes please.

Dollars & conversion

Hold dollars. Convert when the rate suits you.

Your Everyy Dollar account receives from abroad. Conversion always shows the rate, the fee and what you'll get first.

  • Everyy Dollar

    A US account in your name, via licensed partners.

  • Conversion

    Rate held while you decide.

  • Everyy Card

    A virtual Dollar card and a physical Naira card, managed in chat.

More about Everyy Dollar
  1. Everyy: **$2,000 received** from Acme Inc. Payment received. $2,000. From: Acme Inc., Dollar balance: $3,840.
  2. You: Convert $500 to naira.
  3. Everyy: Here's today's rate. It's held for 90 seconds. $500 to Naira. Rate ₦1,585 per $1, fee $2.50, you get ₦788,537. Options: Confirm or Cancel.

Everyy Card

Spend it anywhere. Manage it in chat.

A virtual Dollar card for the internet and a physical Naira card for everyday life, both linked to your Everyy accounts and both controlled from the same conversation.

  • Virtual Dollar card

    Netflix, Spotify, Apple, ads, online shopping. Paid from your Dollar account, no conversion surprise.

  • Physical Naira card

    POS and ATM, linked to your Everyy Naira account.

  • Controls from chat

    Limits, freeze and unfreeze, single-use cards, one message each.

  • Tracked automatically

    Every card payment lands in your spending insights and receipts.

Cards are issued through licensed partners. Availability varies by market.

Everyy Naira Card

Physical
Everyy

•••• •••• •••• 4471

Adaeze NwosuExp09/29

Everyy Dollar Card

Virtual
Everyy

•••• •••• •••• 8841

Adaeze NwosuExp09/29
  1. You: Create a virtual dollar card for Netflix, $20 limit.
  2. Everyy: Here's the card I'll create: New virtual card. Name: Netflix, Funded from: Everyy Dollar, Limit: $20 per month. Options: Create card or Cancel.
  3. You: Create card.
  4. Everyy: Done ✅ Everyy Dollar Card •••• 8841 is ready to use on Netflix. I'll message you for every charge.
  5. You: Freeze my naira card.
  6. Everyy: Frozen. Your Naira card •••• 4471 won't work until you say unfreeze.

Travel & digital

Flights, eSIMs and gift cards. Same chat.

The things you'd normally open three apps for. Say what you need, Everyy finds it, shows the price, and pays from whichever account you choose.

Flights

Say where and when. Everyy compares fares, books the one you pick, and sends the e-ticket to the chat.

  1. You: Book me a flight Lagos to Nairobi next Friday, morning.
  2. Everyy: Cheapest morning option, one stop in Addis skipped for a direct: Lagos → Nairobi · Fri 12 Sep. Flight: Kenya Airways KQ533, Departs: 08:20 · LOS, Arrives: 14:05 · NBO, Fare: ₦412,000 · Economy. Options: Book this flight or See more flights.
  3. You: Book this flight.
  4. Everyy: Booked ✅ Your e-ticket is here and in your email. I'll message you about check-in on Thursday.
  • Local and international routes
  • Paid in naira or dollars
  • Check-in reminders in the chat

eSIMs

Data for the country you're flying to, bought before you leave and live the moment you land.

  1. You: I'll need data in Kenya. Sort me an eSIM.
  2. Everyy: Kenya eSIM · 5GB · 30 days. Network: Safaricom (partner), Price: $8.50 · Everyy Dollar, Activates: When you land. Options: Buy eSIM or Other plans.
  3. You: Buy eSIM.
  4. Everyy: Done ✅ Tap the install link below once. It switches on when you land in Nairobi. Want a reminder to turn off roaming?
  • Plans for 190+ destinations
  • Install with one tap
  • No roaming surprises

Gift cards

PlayStation, Netflix, Apple, Amazon and more, paid from your Dollar or local account, code delivered in the chat.

  1. You: Buy a $25 PlayStation gift card.
  2. Everyy: $25 PlayStation Store (US) is $25.00 from your Dollar account. Confirm?
  3. You: Confirm.
  4. Everyy: Here's your code. It's also saved in your receipts. Gift card ready. $25.00. Brand: PlayStation Store (US), Code: XXXX-XXXX-XXXX-7Q2P, Redeem at: store.playstation.com.
  • Only brands Everyy has enabled
  • Code arrives in seconds
  • Saved in your receipts

Gift cards you can buy

  • PlayStation
  • Xbox
  • Steam
  • Netflix
  • Spotify
  • Apple
  • Google Play
  • Amazon
  • eBay
  • SHEIN
  • Uber
  • Roblox
  • More as we enable them

Available brands are the ones Everyy has enabled in your country. If a brand isn't on the list, Everyy will tell you rather than guess. More are added as partners come on board.

Everyy Health

Feeling unwell? Say so. A doctor is minutes away.

Describe your symptoms in your own words. Everyy asks the right questions, brings in a licensed doctor by chat or video, then gets the medicine delivered and the test booked, paid from your Everyy account.

  • Licensed doctors

    By chat, call or video, in minutes.

  • Medicine delivered

    From partner pharmacies, price shown first.

  • Tests booked

    Results come back in the chat.

  • Care for family

    Book and pay for Mum from anywhere.

Explore Everyy Health
  1. You: My daughter has a rash and a mild fever. She's 4.
  2. Everyy: Let's get a doctor to look. Dr. Kemi Adeyemi (paediatrician) is available now by video. Can you send a photo of the rash for her?
  3. Everyy: Paediatric consultation. Doctor: Dr. Kemi Adeyemi, Type: Video · now, Fee: ₦3,000 · Everyy Naira. Options: Confirm or Cancel.
  1. Everyy: Dr. Obi's prescription is ready: Artemether-lumefantrine (3 days) and Paracetamol 500mg. Nearest pharmacy with stock: HealthPlus Yaba, ₦4,650 delivered by 3pm.
  2. You: Order it. And remind me to take the doses.
  3. Everyy: Order confirmed. ₦4,650. Pharmacy: HealthPlus Yaba, Delivery: Today by 3pm, Reminders: 8am & 8pm · 3 days.

For the diaspora

Living abroad? Support home without the phone calls.

Message the same Everyy from a US or UK number and get the accounts your family uses at home. Pay their bills directly, approve requests with a PIN, split costs in the family group and book a doctor for your parents, all with the receipt in your chat.

  • Bills paid directly

    Electricity, school fees, airtime, data and TV, on their meter or number.

  • Requests you approve

    A relative sends an itemised ask. It lands in your chat as a card. PIN, done.

  • Family groups

    Split a wedding, a funeral or rent and see who has paid. Only you spend from your account.

  • Health for parents

    Book and pay a doctor, medicine or lab test for Mum or Dad. Reminders go to them, receipts to you.

Everyy for the diaspora
  1. Everyy: Ada is asking for **₦35,000**: Request from Ada. Amount: ₦35,000, For: School fees · Term 1, To: ADA OKAFOR · Access ••••5502. Options: Pay or Ask why.
  2. You: Pay.
  3. Everyy: Enter your PIN.
  4. You: ••••
  5. Everyy: Sent ✅ Ada has it. No phone call needed.
  1. You: Book a doctor for Dad in Enugu. He's been dizzy.
  2. Everyy: Dr. Musa (GP) can see Mr Okafor by phone at 5pm Enugu time, ₦2,500 from your Naira account. Reminders go to Dad, the receipt comes to you. Book it?
  3. You: Yes.
  4. Everyy: Booked. ₦2,500. Patient: Mr Okafor · Enugu, When: Today, 5:00pm WAT.

Everyy in your groups

Add Everyy to any group. It already has the context.

Drop Everyy into your family group or your team chat. It reads the thread, so it knows who ordered, who paid and what was agreed. No repeating yourself, no switching apps.

Family and friends

Split the bill, collect for Mum's birthday, pay the plumber, all inside the group.

  1. Dad: Dinner was ₦60,000. Let's split it four ways.
  2. You: Everyy, split it and collect from everyone.
  3. Everyy: Four ways is **₦15,000** each. I'll request from Dad, Ada and Chidi and tick them off as they pay. Split bill. Total: ₦60,000, Each: ₦15,000, Collect from: Dad, Ada, Chidi. Options: Send requests or Cancel.
  4. Ada: Paid ✅
  5. Everyy: Ada paid ₦15,000. Waiting on Dad and Chidi. I'll nudge them tomorrow if needed.
  • Split and collect in one message
  • Everyone sees who has paid
  • Requests land in each person's own Everyy chat

Everyy only acts on messages addressed to it, and money only moves when the account owner confirms with their PIN. Group members can ask, but they can't spend.

Questions

Everyy Personal, answered.

Do I get an account?

Yes. Eligible users get a local-currency account (Everyy Naira in Nigeria, Everyy Cedi in Ghana, and so on) and a Dollar account, both with details you can share to receive money. They're provided through licensed partners, and you can ask Everyy for either at any time.

Who can I send money to?

Bank accounts, other Everyy users, supported wallets and mobile-money accounts, at home and across the 19 countries Everyy covers. Everyy shows you the recipient's name, the rate and any fee before you confirm.

Do I get a card?

Yes. Everyy Card comes as a virtual Dollar card for international websites and subscriptions, and a physical Naira card for POS and ATM, both issued through licensed partners. Create, limit, freeze and track them from the chat.

Can Everyy send a package for me?

Yes, where a delivery partner covers your area. Tell Everyy what you're sending, where to pick it up and where it's going. It finds a rider through a partner, shows you a fixed price before you confirm with your PIN, sends the rider's details and a delivery code to the person receiving it, and keeps you updated until the rider hands it over against the code. Riders and deliveries are provided by partner companies under their own terms.

Which bills can I pay?

Electricity, airtime, data, internet, TV and other supported services. Tell Everyy what you want to pay and it handles the rest.

What does Everyy cost?

Chatting with Everyy is free. Where a transaction carries a fee, such as a currency conversion, Everyy shows it before you confirm. No surprises.

What is Everyy?

Everyy is a super app that lives inside WhatsApp. You message it like a person and it handles your money, your business and your life: local and Dollar accounts, transfers at home and across borders, bills, cards, spending insights, product listings and social posts, orders, invoices and books, flights, eSIMs and gift cards, and a licensed doctor when you need one. It works in your family and team groups too. No app to download, no menu to learn.

How do I start?

Everyy is coming soon. Join the waitlist with your name, country and WhatsApp number and we'll message you on WhatsApp the moment it's live where you are. Reply STOP at any time to opt out. Once live, you say hi, verify and set a PIN, and you're done in about two minutes.

All questions

Your money, one message away.

Join the waitlist and be first in line. Local and Dollar accounts included. Only you authorize your money.

Coming to WhatsApp

Join the waitlist

Leave your number and we'll message you on WhatsApp the moment Everyy is live in your country.

I want Everyy for
+234

Coming to WhatsApp in 19 African countries. No spam, one message when we go live.